Transfer Funds Between Accounts

1. Do any of the following to open the transfer feature.

   From:	Do this:
   Anywhere in the online banking service	In the primary navigation area, click Transfer. The Transfer page appears.
   The account list on the Home page	Click the Transfer button associated with an account. The Transfer utility appears in an overlay window.
   The Account information page	In the account navigation area, click Transfer to initiate a transfer for the current account. The Transfer utility appears in an overlay window.

2. From the From account drop-down list, select the originating account.

Note:

For your reference, the pretransfer account balance appears beneath the From Account drop-down list. For loan accounts from which you can initiate transfers, the available credit balance appears. Account balances below $0.00 may appear in a different color.

3. From the To account drop-down list, select the destination account.

Note:

For your reference, the pretransfer account balance appears beneath the To Account drop-down list. Account balances below $0.00 may appear in a different color.

4. In the Date field, either accept the default date that the system provides or type a new date. If you are establishing a recurring transfer, type the date on which you want the first transfer to occur.

Note:

If you choose the current business day as the scheduled start date, the online banking service processes the first transfer immediately; the transfer does not appear on the transfer list.

5. Optional: Select the Repeat check box to schedule this transaction to repeat one or more times in the future. Additional fields appear.

1. From the Frequency drop-down list, select the schedule's recurrence pattern.

   You can schedule transfers to recur by using any of the following frequencies.

   Frequency:	Occurs:
   Weekly	On the same day as the date that you specify in the Date field, or on a day that you select from the Transfer on drop-down list.
   Every two weeks	On the same day as the date that you specify in the Date field.
   Twice monthly	On the date that you specify in the Date field, or on a day that you select from the Transfer on drop-down list.
   Monthly	On the same day of the month that you specify in the Date field.
   Every two months	On the same day of the month that you specify in the Date field.
   Quarterly	On the same day of the month that you specify in the Date field, or on a mid-month or month-end date that you select.
   Every six months	On the same day of the month that you specify in the Date field, or on a mid-month or month-end date that you select.
   Annually	On the same day of the month that you specify in the Date field.

   Note: Some options may not be available to all users.

2. Depending on the Frequency that you select, the Transfer on drop-down list may become available. From the Transfer on drop-down list, select one of the following options (if available).

   Frequency:	Option:	Recurrence:
   Weekly	Selected date	Each week on the same day that you type in the Date field.
   	[Day] (for example, Monday)	Each week on the day that you select.
   Twice monthly	2nd & 4th [Day] (for example, 2nd and 4th Tuesday)	On the second and fourth occurrence each month of the day that you select.
   	[Date] & [Date ](for example, 1st and 16th)	Each month on the dates that you select.
   	15th & Month-End	On the 15th of the month and the last day of the month.
   Monthly	Selected date	Each month on the same day that you type in the Date field.
   	[Date] (for example, 1st)	Each month on the date that you select.
   	[Number] [Day] (for example, 1st Monday)	Each month on the day that you select.
   	Month-End	Each month on the last day of the month.
   Quarterly	Selected date	Every three months on the same date that you type in the Date field.
   	[Date], [Date], [Date], [Date] (for example, Jan 15, Apr 15, Jul 15, Oct 15 )	Every three months on the dates that you select.
   Every six months	Selected date	Twice per year on the same date that you type in the Date field.
   	[Date], [Date] (for example, Jan 15, Jul 15)	Twice each year on the dates that you select.

3. Select a Repeat the transfer option.

   You can schedule transfers to recur for any of the following durations.

   Select this:	Then do this:	To:
   Until I delete it	n/a	Repeat the transfer with the selected frequency until you disable it.
   A total of [Number] times	Type the number of times in the associated field	Repeat the transfer a specific number of times.
   Until [Date]	Type the date in the associated field	Repeat the transfer until the date that you specified. If a transfer's frequency results in a transfer occurring on or before the specified date, the online banking service generates the transfer.

6. In the field associated with the Amount row, type the transfer amount.
7. Click the Preview transfer button. A preview of the transfer appears.
8. Verify the transaction details, and then click the Complete transfer button. The system submits the transfer, and a transaction confirmation message appears.
9. Optional: Click Print to print the transfer confirmation.

Note:

The confirmation message includes a confirmation number. If you do not print the confirmation message, be sure to make note of the number in case you have any questions about the transfer in the future.

1. Do any of the following to open the transfer feature:

   From:	Do this:
   Anywhere in the online banking service	In the primary navigation area, click Transfer. The Transfer page appears.
   The account list on the Home page	Click the Transfer button associated with an account. The Transfer utility appears in an overlay window.
   The Account information page	In the account navigation area, click Transfer to initiate a transfer for the current account. The Transfer utility appears in an overlay window.

2. From the From account drop-down list, select the originating account.

Note:

For your reference, the pretransfer account balance appears beneath the From Account drop-down list. Account balances below $0.00 may appear in a different color.

3. From the To account drop-down list, select the destination account.

Note:

For your reference, the pretransfer account balance, principal amount due, or other value may appear beneath the To Account drop-down list. Account balances below $0.00 may appear in a different color.

4. In the Date field, either accept the default date that the system provides or type a new date. If you are creating a recurring transfer, type the date on which you want the first transfer to occur.

Note:

If you choose the current business day as the scheduled start date, the online banking service processes the first transfer immediately; the transfer does not appear on the transfer list.

6. In the Amount row, if multiple payment options are available, select either:

• A payment for an amount that the system provides. Proceed to step 9.

7. The user-defined payment option. Continue to step 7.
8. In the Amount row, from the drop-down list of payment types (if available), select the type of payment that you are making.
9. In the field associated with the Amount row, type the transfer amount.

10. Click the Preview transfer button. A preview of the transfer appears.
11. Verify the transaction details, and then click the Complete transfer button. The system submits the transfer, and a transaction confirmation message appears.
12. Optional: Click Print to print the transfer confirmation.

Note:

The confirmation message includes a confirmation number. If you do not print the confirmation message, be sure to make note of the number in case you have any questions about the transfer in the future.